Imagine our surprise. Scam artists using a government scam to scam stupid people.
If a stranger claiming to be from the government calls to offer you an “Obamacare card” or threatens to throw you in jail unless you buy insurance, hang up the phone. It’s a scam.
Fraudsters are poised to take advantage of widespread confusion over the Affordable Care Act – also known as Obamacare – to steal Americans’ credit cards, Social Security numbers and other personal information, consumer advocates and government officials say.
“This is the huge, new government program. There’s no doubt in my mind that the fraudsters view it as an opportunity to rip people off,” said Lois Greisman, associate director for the Federal Trade Commission’s division of marketing practices.
The FTC already has issued a consumer alert about one telemarketing scheme, in which impostors claiming to be from Medicare told consumers they needed to hand over their personal or financial information in order to continue eligibility because “change is on the horizon.”
But nothing in the Affordable Care Act threatens existing benefits for Medicare enrollees, Greisman said. The official-sounding calls were just a ploy to steal consumers’ identities and money.
The FTC received more than 1,100 complaints about similar scams in May alone.
Another typical rip-off involves fraudsters who contact consumers by phone or email and say, “I’m with Obamacare. I need your information to send you your new Obamacare card,” said John Breyault, vice president of public policy for the National Consumers League, an advocacy group in Washington.
A recent Kaiser Health Tracking Poll found that four in 10 Americans don’t know that the Affordable Care Act remains the law of the land. That ratio was even higher for people earning less than $30,000 a year, 60 percent of whom couldn’t say whether the law was being implemented.
All they want to know is when they’re getting their free stuff and when American Idol is on.
The FTC’s Greisman worries that some scammers will exploit the government’s efforts to better educate consumers by pretending to be certified “navigators.” The administration has announced $54 million in grants for navigator groups, which will be tasked by law to help uninsured Americans sign up for benefits in the exchanges.